December 08, 2017 | IN Blog

The Three Little Pigs teach Risk Mitigation

The three most famous houses for risk exposure are the one made of straw, the one made of sticks, and the one made of bricks.  Occupied by our friends, the three little pigs.
These three houses face extreme local straight-line wind exposure courtesy of the Big Bad Wolf.  The key lesson taught by this fable is that the better prepared you are for risk exposure, the more likely it is that you’ll come out on the bright side after the risk has passed.  Unfortunately, we see it every day that some children and many adults did not heed this moral.
Enter HazardHub.
While HazardHub does not provide Wolf Based Wind Scores (WolfHubTM) we DO provide risk scores on just about every other bad thing that can happen to your home or business. We are strong believers in the power of mitigation. After all, many times you can’t just up and move from your location.  But to know what to mitigate for, you have to understand the risk around you.  Like the first two little pigs, most people don’t understand the risks around their property.  Let’s not overly reward the third little pig. While he certainly did mitigate for Wolf Based Wind, building his house near a forest potentially exposed him to wildfire.  Seeing that he was planning on farming there had to be a body of water nearby for irrigation exposing his house to flooding as well.  Lack of knowledge is the leading cause of hazard loss.
That’s why HazardHub provides  So anyone in the US can get a better understanding of the hazards that affect their property.  For example, this address in Miami, 701 South Miami Avenue returns a risk identification report like this:


All of the hazards lit up in green are hazards that are applicable to that specific address.  Not every address will have every hazard as hazards are regional in nature.  For example, Florida Sinkholes only happen in Florida, while Tsunamis only happen to places with exposure to the Pacific Ocean.  Once you’ve identified the risk types to be aware of you can investigate further by getting the Risk Exposure Report Card with grades specific to the address.
For 701 South Miami Avenue, Miami, the Risk Exposure Report Card looks like this:


As you can see, at this address you (and the three little pigs) have a lot more to be concerned about than just Wolf Based Wind.
Don’t be like the Three Little Pigs. Find out what’s around your house today at
If you want to know how to apply HazardHub data to a whole lot of properties – either all at once or one at a time – contact us at