November 08, 2018 | IN Blog

HazardHub Releases Frozen Pipe Score, Ice Dam Score and enhanced Weather Variables

An average of a quarter of a million American families have one or more rooms in their homes ruined and their lives disrupted each winter by water pipes freezing and breaking. Until today, the insurance industry has struggled to get their collective hands around this multi-billion dollar risk.

Introducing the Frozen Pipe Score and Ice Dam score from HazardHub!

Frozen Pipe Score

Numerous studies have shown the “threshold” temperature for frozen pipes is when the temperature falls below 20°F for more than 24 hours in areas where freezing is not normally expected and pipes are unprotected in crawl spaces and attics.  In areas that experience long periods of winter weather, pipes are generally better protected, but freezing pipes can still occur if bitter temperatures persist for several days.  The problem is, therefore,

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October 17, 2018 | IN Blog

HazardHub Releases Enhanced Property Characteristics

At HazardHub, data is our passion. We aim to provide as much data as possible to make the insurance process both way faster and way MORE accurate.

The one key element we thought we could improve upon? Property characteristic data. We currently provide county assessor data and – while it does a great job at proving things important for the assessor (like beds, baths, and sq footage) – it does not do such a great job at proving the level of detail that makes a property come alive. Of course, at HazardHub we love a good data challenge. We did some digging and determined that we could be better. A LOT better.

Introducing Enhanced Property Data from HazardHub – our data source that combines county tax assessor data with in-depth real estate transaction data to give you unprecedented insight into the characteristics of an individual property.

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September 28, 2018 | IN Blog

HazardHub Releases Advanced Wildfire Model

SAN DIEGO – HazardHub has launched its advanced Wildfire Model for the United States. The new model represents an incredible improvement over current wildfire models, combining fuel load, urban/wildland interface data, rainfall data, wind data, satellite imagery, and known wildfire perimeters to create the highest resolution, most detailed wildfire assessment ever available.

Brady Foust, Chief Science Officer at HazardHub, said “I have been developing wildfire models for many years. I have never felt more confident in a wildfire model. The HazardHub Advanced Wildfire Model captures and concentrates risk in the areas that are most susceptible to wildfire while resisting the temptation to simply label an entire area as dangerous.”

Foust adds “most static models concentrate on fuel load and distance to the Wildland/Urban Interface (WUI).  These are important variables, but we add an additional five: 1) fire season rainfall;

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September 25, 2018 | IN Blog

Insuretech Hartford Pitch Night

Last week we traveled to beautiful Hartford, CT (where the Connecticut River was REALLY high) for a series of meetings, including participating in the Insuretech Hartford Pitch event. We were one of nine startups, presenting to a large and engaged crowd from insurance companies all around the Hartford area.

Frankly, it was a LONG day in Hartford. It seemed like the entire day was one long “here’s who HazardHub is” presentation. It’s great but it’s tiring. So when pitch time rolled around, Bob poured that entire day into 5 sizzling minutes of pitch magic (at least, that’s how he described it.) You can judge for yourself, as the pitch was captured in a video!

 

Once the pitch was done, we thought “that was fun! Let’s mingle, watch a few pitches and grab a bite to eat.”

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September 24, 2018 | IN Blog

Michael Jolitz joins HazardHub as Chief Technology Officer

Industry veteran and geospatial data expert poised to take HazardHub to a new level of growth.

HazardHub, the nation’s fastest-growing supplier of geospatial risk data, has announced that geospatial veteran Michael Jolitz has joined the company as Chief Technology Officer.

Brady Foust, Chief Scientist of HazardHub, says, “We continue to add people skilled at geospatial data development.  Mike has experience, expertise, and skill with geospatial data. His unique skill set a welcome addition to the HazardHub team.”

Mike adds, “This is a great opportunity to leverage HazardHub’s approach to delivering data to the market.  The business agility at HazardHub is refreshing and the ability to adapt almost instantly to customer needs is incredibly important.  The strategy here for providing comprehensive property risk data and solutions will drive us forward.  I have known and worked with many members of the HazardHub team over the years and am excited to be reunited in this award-winning company.”

Bob Frady,

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September 11, 2018 | IN Blog

Now THIS is Some Awesome Flood data!

At HazardHub, we’re always working on ways to provide better, cooler, more meaningful data to our clients. It’s just how we roll.

Flood is a hot topic for insurers right now. Between new entrants trying to write private flood policies to current carriers trying to get a feel for their commercial flood risk, we’ve seen an enormous uptick in interest for accurate, actionable and affordable flood data.

One of the problems with FEMA flood data is that it’s not organized as well as it could be. It’s messy, it’s cryptic, and the data is located in a number of different data repositories – flood map data elements are in a number of different places, participating communities are in another and FIRM map metadata is in yet another location. What happens is a community doesn’t have a map or if you simply want a second look at flood that does not consider FEMA’s flood zones?

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May 10, 2018 | IN Blog

Why is finding insurance so difficult?

So I’m looking to shop my homeowner, auto and umbrella policies…and the process for doing so is – frankly – frustratingly horrible. Each site has a super-detailed form that wants the same exact data you’ve typed into every other form on other websites. It maddening, mostly because it’s almost completely unnecessary.

This should be a relatively fast process, driven by SSN and address – which is how almost all of this data is stored.

One of the reasons is because the data industry has pounded insurance carriers into cost avoidance by charging a lot of $$ for every single inquiry – if you want to know the risk, you have to pay. At HazardHub, we think this is silly – #carriers can get our data and only pay us when they bind –

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March 23, 2018 | IN Blog

New API Layout

Our API has grown rapidly in the past year. As a result, we’ve had to make some changes to our API structure.

Basically, we’re using a LOT more parent/child relationships with our data elements. We’re leaving as many current fields as possible the same, with the notable exception of flood – which you can see if you scroll to the bottom of the page. All NEW data elements will adhere to parent/child.

We’re sorry for any short-term pain this may cause…but it’s long-term gain that still delivers all data via a single API. Of course, if you have any questions please reach out to use at support@hazardhub.com. And if you haven’t yet signed up to our API, the address is api.freehomerisk.com

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February 13, 2018 | IN Blog

JMI Reports Chooses HazardHub to Provide Hazard and Property Information for its QuickVUE Automated Reports

HazardHub, the nation’s fastest-growing supplier of geospatial risk data, and JMI Reports, a leading insurance property surveying company have announced that HazardHub’s proprietary geographic hazard data and property characteristics will now be available through JMI Reports’ exclusive new report, QuickVUE.

Mike Ling, JMI’s Vice President of Client Relations stated that “JMI Reports Inc. is proud to announce that we have partnered with HazardHub. While researching data providers for our new and innovative QuickVUE product, HazardHub quickly rose to the top of our search. JMI values quality business relationships and it was evident that Hazard Hub looked to be a valued partner rather than just a data vendor. HazardHub’s prior data experience and their commitment to innovate by providing the highest quality and most comprehensive data in the marketplace made them the right choice as a business partner for JMI Reports.”

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