FEMA Flood Zones, also known as Special Flood Hazard Area or SFHA for short, are established by Federal Emergency Management Agency (FEMA) to identify areas at high risk of flooding due to topography and/or man-made alterations like dams, levees, and bridges.
When purchasing a property it is critical to know if you are in an area of high risk of flood, as flood damage is not covered by most insurance policies. If you are inside of a 100 Yr Flood Zone and have a mortgage, flood insurance is required.
At HazardHub, we maintain the most recent version of FEMA’s flood maps. Our API lets you instantly determine whether a property is in a FEMA Flood Zone, the type of zone, and whether the community participates in programs to mitigate flood risk. Our FEMA flood data is one of the most comprehensive datasets available today.